Insulation grants can cover either partial or full amount of estimated cost of insulating home. Any homeowner or tenants having permission from their landlords can qualify for minimum 50% of grants. Partial grants can cover up to 70 to 85 percent cost of installation. These grants are arranged by insulation installers. The best thing about these installers is that they are not required to be paid back.
Partial insulation
Partial grant schemes are available for all property owners, private tenants and landlords who can be eligible up to 70 percent of the installation costs. The partial grant program is also known as 'Able to Pay Funding' in which people are liable to make small contribution toward the installation costs. The costs are recoverable within 2 years from the savings that they Free insulation grant accumulate from reducing heating bills whether it is for loft insulation or cavity wall insulation.
Full or 100% Insulation Grants
100% or full insulation grants are entitled to householders who are either aged 70 or above, no matter whether they need to cover cost of insulating cavity wall or loft. Moreover, if the person is a pension holder or are recipient of some types of allowance schemes, benefit schemes, monetary support, tax credit etc., he/she can obtain easy approval for 100% financing scheme. It is mandatory to be entitled to Attendance Allowance, Income Support, Council Tax Benefit (though single person's discount is not accepted), Disability Living Allowance, Disabled Persons Tax Credit, Housing Benefit, Child Tax Credit when combined income does not exceed £15,592, Working Tax Credit when combined income is not exceeding £15,592, Industrial Injuries Disablement Benefit, Income-Based Jobseekers Allowance, War Disablement Pension, Pension Credit etc.
The government and local utility companies give low income households a priority while approving grant scheme. That's why these insulation grants are offered free of charge and have tax saving benefits to these poor families. These householders make the most of the population who are vulnerable to fuel poverty. For this reason they are seen as the 'Priority group' who can claim fully sponsored insulation grants once they show evidence of their age or benefits they are mandatory to be entitled to.